Credit manager- Business Loan (Diversity), Mumbai

Credit manager- Business Loan (Diversity)

Chartered Accountant (C.A.) | MBA/PGDM

BL- Credit


CCU Credit Manager

Grade Eligibility

Senior Executive


CCU Credit Manager

Reporting to

CCU Head (Business Loans)





Job Purpose

The role incumbent will be responsible for end-to-end credit underwriting and disbursal of business retail loans.


  • Credit assessment and underwriting of Business loan applications based on product and policy norms – end to end from login to disbursal of loans
  • Appraising loan applications for credit worthiness ensuring adherence to KYC norms, credit bureau assessment and financials
  • Disbursal of Business Loans including all checks and verifications
  • Coordination with stakeholders, training of credit officers on processes and polices
  • In-person meetings and discussions with clients
  • Responsible for maintaining the processing TAT

Qualification & experience

  • Years of experience – 1-4 years
  • Mandatory Qualification – Chartered Accountant/ MBA in Finance
  • Good to have - Basic financial knowledge of P&L / Balance Sheet and financial ratios
  • Should have worked in Business Loans / Secured Loans underwriting.

Essential skills

  • Ability to work in unstructured and evolving situations with an open mind
  • Work in large and varied teams and deliver individual requirements within the same
  • Adhere to expected TAT without compromising on quality
  • Taking of initiatives, strong execution skills, forward thinking ability to anticipate hurdles
  • Ability to understand customer needs and be responsive
  • Technology skills – understanding of and working with existing market technologies in the business industry



CTC Range - 12 lkh ~ 17 lkh

Job location - Mumbai