Personal Banker Gold Loan
Any Graduate
Sales- GL
Job Name – PA (Business Unit) : RBB – Personal Banker Gold Loan
Job Title : RBB-Personal Banker Gold Loan (PBGL) |
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Business Unit (PA) : RBB |
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Team : Retail Branch Banking |
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Reports to (job) : PBA / BOM / Branch Manager (As applicable) |
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Location of role : Pan India |
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Job Fn : Sales & Operations |
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Role Type: Individual Contributor |
No of direct reportees: Nil |
Travel Required: Moderate |
Job Band Range : |
JD Created date: 10.12.2021 |
JD Updated date : 10.12.2021 |
JD approved by (business) : |
Version No: 1 |
Job Purpose
Gold Loan Business / Operations Management : Role assumes complete ownership of Branch’s Gold Loan business and is also responsible for Operational / Hygiene parameters of Gold Loan thereby leading to overall Gold Loan Portfolio growth in totality. PBGL will Liaison with central teams associated with GL vertical viz , Product , CIC (Risk) , Operations and other vertical/ roles like Local BOTC , Cluster Operations Manager etc.
Portfolio Management PBGL Is equally responsible for portfolio management by acquisition of new portfolio customers and enhancement of the relationship by cross-selling products and services as per the profile & need of the customers. Acquiring family accounts and deepening the size of the relationship and retention of the customers by providing the best possible services and being the dedicated point of contact for these customers. Ultimately should lead to we becoming the primary banker for these Classic relationships and maximize the share of wallet of these customers. |
Job Responsibilities(JR) |
Actionable |
Gold Loan Business
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Achievement of income plans and other benchmarks within portfolio
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Managing Portfolio sales / Hygiene
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Gold Loan & Other Operations
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Gold Loan Operations:
Other Operations :
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Key Skills |
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Certifications:
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Experience Required
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Major Stakeholders(intra team and cross functional stakeholders, who would need to be interacted with for discharging duties)
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EDUCATIONAL QUALIFICATION Any Graduate
CTC Range - 5 lkh ~ 6 lkh
Job location - Bharatpur