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JOB DESCRIPTION |
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Position Title |
Associate Divisional Manager - Data Analytics (Data Science) |
Grade/Level |
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Department |
Data & Analytics |
Location |
Chennai |
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Organizational Relationships |
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Position reporting to |
Sr. Divisional Manager – Data & Analytics |
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Job Purpose |
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The position will be responsible for managing leading a team of 4-5 data scientists developing predictive modelling solutions in credit risk and marketing for Consumer and Commercial lending portfolios. |
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Key Responsibilities |
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Functional Responsibilities |
Provide insights, perform trend and variance analyses across the product suite for cross sell activities from a risk and marketing perspective |
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Assist Business teams with analyzing root cause of trends, identify incremental sales opportunities and risk mitigation avenues |
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Develop machine learning models, segmentation and mentor junior analysts on development of solutions that incorporate business aspects and operational constraints |
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Ensure operationally efficient solutions and drive optimization in existing analytics solutions |
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Job Requirements |
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Qualifications |
M.Tech / B.E / B.Tech / M.Sc in CS or Stats or Maths |
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Experience |
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Functional Competencies |
Excellent analytics, logical, problem solving and numerical skills |
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Familiarity in Python, SQL, Advanced excel skills |
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Key pointers
Experience in credit risk models, marketing analytics, marketing models, portfolio monitoring
Worked on lending products like – personal loan, consumer loan, credit cards, tractor loan, commercial vehicle loan
XG Boost, Logistic Regression, Deep Learning
Underwriting strategy development
Acquisition Risk Scorecard, Behaviour Risk Scorecard, Propensity Models
CHAID segmentation
Experience with Indian Banks/ NBFC