Credit Manager SME Business Banking - Industrial Equipment Medical Equipment, Vadodara


Credit Manager SME Business Banking - Industrial Equipment Medical Equipment, Vadodara

3 - 7 years

MBA/PGDM

Credit

12 ~ 12 LPA

Job Purpose:

Responsible for managing credit assessments, approvals, and collections for industrial equipment/Medical equipment financing, including rentals, sales, leases, or loans.

 

Roles & Responsibilities:       

Key Responsibility:

 

  • Underwrite medical equipment financing, including credit, lease, and structured deals.
  • Evaluate creditworthiness of applicants (new and existing) by reviewing financial statements, credit reports, and loan documentation.
  • Coordinate with sales, operations, and finance teams to ensure smooth execution of credit processes.
  • Prepare and present credit-risk and arrears reports to senior management.
  • Enforce compliance with federal/state lending regulations and internal credit policies.
  • Engage delinquent borrowers; manage waivers, amendments, and troubled accounts.