State Credit Manager, Surat
8 - 12 years
Any Graduate
Credit Underwritting
22 ~ 22 LPA
Key Responsibilities:
- Credit Underwriting: Evaluate business proposals, financial statements, cash flows, and creditworthiness for SME/Business Loans.
- Risk Management: Implement risk mitigation strategies, identify early warning signals, and manage portfolio quality to reduce NPAs.
- Policy Adherence: Ensure all loan applications comply with company credit policies and external regulatory norms.
- Portfolio Management: Monitor portfolio performance, trends, and delinquencies in the assigned state.
- Team Leadership: Supervise credit analysts/managers, providing training and monitoring team performance on TAT (Turnaround Time) and accuracy.
- Stakeholder Interaction: Liaise with sales teams to manage loan pipelines and with legal/technical vendors for valuation.
